“Perfect Financial Services (PFS) , founded in Nov 2004, by Amit Chhabria & Archana Chhabria . PFS as an organization is committed to providing “single – window” financial services to its corporate and retail customers. Through PFS, clients can get access to quality advice and reliable service levels, for all queries and transactions related to investments, insurance, loans, financial planning and insurance claim settlement.
INDUSTRY AND US & WHY PFS
In 2001, the financial services market was exploding with newer products and services being offered. Insurance no longer meant just the standard endowment plans but had branched out into term plans, ULIPs, critical illness covers, accident insurances, business liability and employee benefits too.
Similarly for investments, newer options were available in the form of equity and debt mutual funds, FMPs, NCDs, bonds, corporate fixed deposits, PMS and direct equity .
Investors had a plethora of options to choose from but were unsure about what is the product appropriate for them . To add to this, high decibel media campaigns and hard selling by banks and insurance agents further queries the pitch .
PFS helps bridge this gap, between a hard selling financial institution and a vary consumer by helping the consumer identity the correct financial choice to be made based on their risk profile, hopes, aspirations and budgets. The PFS way of advising not only helps clients make an appropriate choice for the present but also helps them realize the possible impact on their future.
We do this by engaging deeply with the prospective client and not recommending a transaction until the client completely understands the risks and rewards associated with a particular product or service.